retirementdirectory

Live a Peaceful Life After Retirement


Welcome to the best resource online for retirement information and access to services and professionals who can help you with all things related to your retirement. Saving and retirement planning takes up one-third of a person's life. To ensure continued financial security and freedom, we start planning in the early years.

In order to live a hassle free retired life, we plan in advance. While in service, we start planning so that life after retirement should be exclusively as per our preference. Planning in advance reduces pressure on finances at a later stage and enables one to aim for an ideal retirement scenario. To accept retirement whole-heartedly is not an easy task. The secret to overcoming the retirement blues is to remain active.

If you wish to enjoy every moment of live after retirement, then financial planning is essential. Regular savings, assets, investments, the lump sum money we get at the time of retirement and pension could give us a sense of financial security. Medical expenses are going up day by day. We need to save money for future medical expenses. With age comes greater risk of diseases. Blood pressure, cardiac problems, diabetes, joint pains, kidney infections, cancer and tuberculosis are some of the common diseases that generally affect senior citizens. We should encourage a balanced lifestyle by taking balanced diet, regular exercises and good sleep.

Consider Some of the Following Financial Aspects to Plan a Peaceful Life After Retirement:

Inflation: Increase in living costs can severely affect your standard of living. You need to maintain a diversified portfolio in your retirement years.

Health Care issues
: Health care costs can consume up to 20% of your postretirement income. Consider purchasing long-term health care insurance to avoid catastrophic medical expenses.

Retirement Plan Distributions
: Generally a significant share of your retirement income will probably come from employer plans and or from other retirement plans so you need to be familiar with the rules and tax considerations concerning withdrawals.

Financial planning
: Gather information about your investments, sources of income, health insurance situation, anticipated major expenses to check if you have accumulated enough to generate the income stream you will need post retirement.

On a lighter note, join retirement communities, read books, work from home, visit places and spend quality time for spiritual living. We cannot deny the fact that retirement creates a vacuum that is often followed by depression. Try to work from home or involve yourself in part time jobs or in voluntary service activities or develop hobbies. Be a part of networking sites and start interacting with people of your choice.

Accept transition and the emotions associated with it, to help ease you through the process. Planning in advance can make your life simple and hassle free after retirement.

We’re populating our list of retirement professionals and resources everyday so that you can find things like retirement savings plans, retirement homes, retirement communities and even the fun stuff like senior’s travel deals, things to do once you retire, volunteer opportunities, ways to make extra money while retired and much, much more. We have it all covered so that you can spend less time running around trying to find all of these things yourself.

Be sure to check back in regularly as we continue to add new resources everyday so that you can make retirement a breeze!